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Autor:innen: 
Erscheinungsjahr: 
2025
Schriftenreihe/Nr.: 
Jena Economic Research Papers No. 2025-002
Verlag: 
Friedrich Schiller University Jena, Faculty of Economics and Business Administration, Jena
Zusammenfassung: 
This paper examines the extent to which local newspaper closures affect discrimination against minority borrowers in mortgage lending. I ñAnd that following a newspaper closure, interest rate differentials between minority (black or Hispanic) and comparable non-minority borrowers increase by 5.5 basis points, widening the existing gap in mortgage outcomes between the two groups. This effect cannot be explained by differences in credit risk or underlying economic conditions. My ñAndings suggest that the local press plays an important role in monitoring lending practices and reducing information asymmetries in the mortgage market.
Schlagwörter: 
lending
discrimination
minority
GSE mortgages
local newspapers
JEL: 
G21
J15
R31
Dokumentart: 
Working Paper

Datei(en):
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