Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/229353
Authors: 
Osman, Abdul Magid
Osman, Djamila Pontes
Year of Publication: 
2020
Series/Report no.: 
WIDER Working Paper No. 2020/129
Abstract: 
The financial inclusion effort achieved positive results, with the number of Mozambicans having access to banking services increasing considerably, particularly after 2011- 12. However, the economic and social impact was limited, considering that farm productivity has remained low and poverty levels are still high. The neoliberal doctrine in the economic sphere, its expression in the restrictive monetary policies, and the weakness of the multi-party democracy system have been institutional factors restricting economic and social development. Consequently, this study proposes some institutional reform measures to expand credit to family subsistence farmers, small and medium-sized enterprises, the population in general, and low-income families in particular. Young people could benefit from more accessible housing loans. Rural family farmers also need systemic, public support.
Subjects: 
credit
guarantees
financial inclusion
small and medium-sized enterprises
rural familyfarmers
JEL: 
G18
G20
G28
Q14
Persistent Identifier of the first edition: 
ISBN: 
978-92-9256-886-3
Document Type: 
Working Paper

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