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Autoren: 
Werding, Martin
Datum: 
2016
Schriftenreihe/Nr.: 
CESifo Working Paper No. 5760
Zusammenfassung: 
Public pay-as-you-go pensions still form the dominant pillar of old-age provision in Germany. This is in marked contrast to the situation in Anglo-Saxon countries. It has advantages if labour markets are strong, e.g., following a quick recovery from the Great Recession. It has disadvantages, as Germany will be ageing very rapidly in the near future. Following a series of reforms, benefit levels will decline, while contribution rates still go up, and additional cover from private or occupational pension schemes is urgently needed. Thus far, steps in this direction have been half-hearted, and the financial crisis impedes a further shift. Nevertheless, despite the differing traditions, important aspects in current debates now converge to those discussed in the UK or the US.
Schlagwörter: 
old-age provision
public pensions
occupational pensions
pre-cautionary saving
demographic ageing
pension reform
simulations
JEL: 
E27
G28
H55
J11
J26
Dokumentart: 
Working Paper

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