Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/337149 
Year of Publication: 
2025
Series/Report no.: 
Bank of Canada Staff Discussion Paper No. 2025-12
Publisher: 
Bank of Canada, Ottawa
Abstract: 
The Methods-of-Payment (MOP) Survey tracks consumer use of cash and other methods of payment. We present core findings from the 2024 MOP Survey, highlighting results from both the survey questionnaire and subsequent three-day shopping diary. Although cash holdings have increased in nominal terms, we find that cash usage remains unchanged since 2020. Mobile and other alternative payment methods continue to grow in importance. The 2024 MOP Survey also collects new data on how consumers perceive bank note quality.
Subjects: 
Bank notes
Digital currencies and fintech
Financial services
JEL: 
D83
E41
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

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