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Mehrotra, Santosh K.
Year of Publication: 
Series/Report no.: 
Bath Papers in International Development and Wellbeing No. 67
University of Bath, Centre for Development Studies (CDS), Bath
As much as 91% of India's workforce of 475 million is informal, lacking social insurance. The latest effort on social security is India's Social Security Code 2020, which merges eight existing laws. The paper finds the Code wanting by comparing it with the principles that should guide social insurance for informal workers in India. Drawing on this analysis it then sets out proposals for what a social insurance system for India could look like. The roadmap to such reform is long drawn out and challenging given the size of the country, the immensity of its population, its diversity and the complexity of informality in the workforce. Nevertheless, the goal remains that over the next ten years, social insurance should cover the entire workforce, in accordance with ILO Conventions. The paper closes by estimating the fiscal cost of what is proposed, both to federal and state governments.
disability benefits
informal labour
maternity benefits
social insurance
Document Type: 
Working Paper

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