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Erscheinungsjahr: 
2021
Quellenangabe: 
[Journal:] Economies [ISSN:] 2227-7099 [Volume:] 9 [Issue:] 2 [Article No.:] 51 [Publisher:] MDPI [Place:] Basel [Year:] 2021 [Pages:] 1-19
Verlag: 
MDPI, Basel
Zusammenfassung: 
This paper examines the effects of macroeconomic policy and regulatory environment on mobile money usage. Specifically, we develop an autoregressive distributed lag model to investigate the effect of key macroeconomic variables and mobile money tax on mobile money usage in Uganda. Using monthly data spanning the period March 2009 to September 2020, we find that in the short run, mobile money usage is positively affected by inflation while financial innovation, exchange rate, interest rates and mobile money tax negatively affect mobile money usage in Uganda. In the long run, mobile money usage is positively affected by economic activity, inflation and the COVID-19 pandemic crisis while mobile money customer balances, interest rate, exchange rate, financial innovation and mobile money tax negatively affect mobile money usage.
Schlagwörter: 
COVID-19 pandemic crisis
economic activity
exchange rate
financial innovation
inflation
interest rate
mobile money customer balances
mobile money registration
mobile money tax
mobile money usage
JEL: 
E4
E5
E42
G20
G21
G28
G29
O23
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