Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/245592 
Authors: 
Year of Publication: 
2021
Series/Report no.: 
IZA Discussion Papers No. 14541
Publisher: 
Institute of Labor Economics (IZA), Bonn
Abstract: 
A negative shock to one household member can have consequences for other household members. This paper demonstrates the extent of job lock and health insurance plan stemming from the unanticipated health shock of a child family member. In response to the shock, I estimate a 7 – 14 percent decreased likelihood of all family members leaving the current health insurance network and health plan. This is plausibly driven by reduced rates of job switching by the plan's primary policyholder. Furthermore, switching frictions stemming from the non-portability of health insurance products may contribute to the observed job and "health plan lock."
Subjects: 
household
health shock
health insurance
job lock
JEL: 
I10
I12
J10
J20
Document Type: 
Working Paper

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