Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/213425 
Erscheinungsjahr: 
2019
Schriftenreihe/Nr.: 
EIB Working Papers No. 2019/10
Verlag: 
European Investment Bank (EIB), Luxembourg
Zusammenfassung: 
Using panel data on Egyptian firms to explore cyclical and structural determinants of access to finance, we find that firms with more educated and more experienced managers are more likely to open a checking account, often a prerequisite for obtaining credit. Firms that started operating in the informal sector before registering are less likely to engage with the banking system. Exploiting data on the location of firms and bank branches, we also show that firms located in areas with a greater presence of banks that invest more in government debt are more likely to be credit constrained due to crowding out of the private sector.
Schlagwörter: 
financial constraints
crowding out
managerial skills
JEL: 
G21
O15
O17
Persistent Identifier der Erstveröffentlichung: 
ISBN: 
978-92-861-4487-5
Dokumentart: 
Working Paper

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