Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/193222 
Year of Publication: 
2018
Series/Report no.: 
IZA Discussion Papers No. 11928
Publisher: 
Institute of Labor Economics (IZA), Bonn
Abstract: 
We estimate the effect of mobile money adoption on consumption smoothing, poverty and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and combine this with idiosyncratic shocks from variation in rainfall over time and across space in an instrumented DiD methodology. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.
Subjects: 
mobile money
household shocks
rainfall
poverty
human capital accumulation
Tanzania
JEL: 
G23
H31
I31
I32
Document Type: 
Working Paper

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