Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/130311 
Erscheinungsjahr: 
2016
Schriftenreihe/Nr.: 
IZA Discussion Papers No. 9622
Verlag: 
Institute for the Study of Labor (IZA), Bonn
Zusammenfassung: 
The empirical effects of place-based tax incentive schemes designed to aid low income communities are unclear. While a growing number of studies find beneficial effects on employment, there is little investigation into other behaviors of households affected by such programs. We analyze the impact of the Texas Enterprise Zone Program on household debt and delinquency. Specifically, we utilize detailed information on all household liabilities, delinquencies, and credit scores from the Federal Reserve Bank of New York Consumer Credit Panel/Equifax, a quarterly longitudinal 5% random sample of all individuals in the US with a social security number and a credit report. Identification of the causal effect of the program is achieved using a sharp regression discontinuity approach that exploits the known institutional rules of the program.
Schlagwörter: 
enterprise zones
debt
consumer finance
regression discontinuity
JEL: 
C21
G02
H25
H31
Dokumentart: 
Working Paper

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