Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/106665
Authors: 
Jacobs, Klaus
Breyer, Friedrich
Wasem, Jürgen
Walendzik, Anke
Henke, Klaus-Dirk
Year of Publication: 
2012
Citation: 
[Journal:] Wirtschaftsdienst [ISSN:] 1613-978X [Publisher:] Springer [Place:] Heidelberg [Volume:] 92 [Year:] 2012 [Issue:] 10 [Pages:] 651-666
Abstract: 
Derzeit ist Deutschland europaweit das einzige Land mit einem Nebeneinander von zwei Systemen der Kranken-Vollversicherung. Die demographische Entwicklung verbunden mit einer fragwürdigen Akquisitionsstrategie, die Finanzkrise sowie die Einführung der Versicherungspfl icht hatten vor allem die privaten Versicherungen in Bedrängnis gebracht. Die Autoren plädieren hier für unterschiedliche Wege in Richtung eines einheitlichen Krankenversicherungssystems in Deutschland.
Abstract (Translated): 
The present division between statutory and private health insurance in Germany (GKV and PKV) is hard to justify. If it is the goal to include the whole population in the GKV eventually, one author states that the only legal way is to change its financing from wage-based contributions to a per-capita amount, which would generally reduce incentives to join the PKV. Possible reform alternatives for the financing of health insurance are analysed by another article according to the following principal questions: Are they able to raise sufficient funds and allocate them efficiently? How does that affect employment and distributive justice? These questions can be used to benchmark various insurance models, i.e. citizens insurance, citizens private insurance and premium models. Another article focuses on a non-profit private legal framework, e.g. a co-operative or a limited society.
JEL: 
H51
I18
Persistent Identifier of the first edition: 
Document Type: 
Article

Files in This Item:
File
Size





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.