Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/66958
Authors: 
Arango, Carlos
Welte, Angelika
Year of Publication: 
2012
Series/Report no.: 
Bank of Canada Discussion Paper 2012-6
Abstract: 
The authors present the methodology and main findings of the Bank of Canada's 2009 Methods-of-Payment survey, a detailed investigation of consumer payment behaviour in Canada. The survey targeted the 18- to 75-year-old Canadian resident population. During November 2009, participants answered a questionnaire about their demographics, personal finance, and payment instrument habits and perceptions. Of the 6,868 questionnaire respondents, about half also completed a 3-day shopping diary, recording close to 16,000 shopping transactions. The survey gives a detailed account of Canadians' cash management habits and payment instrument choices and provides important clues into the reasons why Canadians pay the way they do.
Subjects: 
Bank notes
Payment, clearing, and settlement systems
Financial services
JEL: 
E4
Document Type: 
Working Paper
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