Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen:
https://hdl.handle.net/10419/58527
Kompletter Metadatensatz
DublinCore-Feld | Wert | Sprache |
---|---|---|
dc.contributor.author | Kneiding, Christoph | en |
dc.contributor.author | Kritikos, Alexander S. | en |
dc.date.accessioned | 2012-04-10 | - |
dc.date.accessioned | 2012-06-15T07:39:12Z | - |
dc.date.available | 2012-06-15T07:39:12Z | - |
dc.date.issued | 2011 | - |
dc.identifier.pi | urn:nbn:de:101:1-201111213204 | en |
dc.identifier.uri | http://hdl.handle.net/10419/58527 | - |
dc.description.abstract | This paper investigates whether self-employed households use consumer loans - in particular instalment loans and overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal overdrafts significantly more often than employee households. When analyzing the correlation between consumer loan take-ups and consumption of self-employed in comparison to employee households, we find first evidence that overdrafts are used by self-employed to finance their business as well. This indicates that intermingling constitutes a financing strategy when regular business loans might not be accessible. | en |
dc.language.iso | eng | en |
dc.publisher | |aInstitute for the Study of Labor (IZA) |cBonn | en |
dc.relation.ispartofseries | |aIZA Discussion Papers |x6093 | en |
dc.subject.jel | G32 | en |
dc.subject.jel | D12 | en |
dc.subject.jel | D14 | en |
dc.subject.ddc | 330 | en |
dc.subject.keyword | small business finance | en |
dc.subject.keyword | consumer credit | en |
dc.subject.keyword | financial intermingling | en |
dc.subject.stw | Selbstständige | en |
dc.subject.stw | KMU | en |
dc.subject.stw | Finanzierung | en |
dc.subject.stw | Verbraucherkredit | en |
dc.subject.stw | Schätzung | en |
dc.subject.stw | Deutschland | en |
dc.title | Funding self-employment: The role of consumer credit | - |
dc.type | Working Paper | en |
dc.identifier.ppn | 689931336 | en |
dc.rights | http://www.econstor.eu/dspace/Nutzungsbedingungen | en |
Datei(en):
Publikationen in EconStor sind urheberrechtlich geschützt.