[Journal:] Investigaciones Europeas de Dirección y Economía de la Empresa (IEDEE) [ISSN:] 1135-2523 [Volume:] 12 [Issue:] 3 [Publisher:] Academia Europea de Dirección y Economia de la Empresa (AEDEM) [Place:] Vigo [Year:] 2006 [Pages:] 229-241
Academia Europea de Dirección y Economia de la Empresa (AEDEM), Vigo
The aim of this paper is to determine the sustainable growth rates of three groups: banks, savings banks and credit cooperatives, as well as to analyze the bases these rates hold up and the actions to improve the detected positions. The data used originate in the economic bulletins of the Bank of Spain. The results of the work show that the sustainable growth rates of the saving banks and the credit cooperatives are quantitatively close each other and higher than the ones of the banks. Such different of rates is explained basically because of the different politics of profit retention followed by each group.