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dc.contributor.authorBendig, Mirkoen
dc.contributor.authorArun, Thankomen
dc.date.accessioned2011-05-30-
dc.date.accessioned2011-06-28T13:53:31Z-
dc.date.available2011-06-28T13:53:31Z-
dc.date.issued2011-
dc.identifier.piurn:nbn:de:101:1-201104084387en
dc.identifier.urihttp://hdl.handle.net/10419/46034-
dc.description.abstractMicroinsurance is an emerging concept protecting households from the potentially catastrophic expenditures associated with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using probit models on household survey data from Sri Lanka, conditional on household's microfinance institution enrolment. Further, we employ multivariate probit regressions to analyse factors affecting the participation in different types of insurance. We find that the household's experience of a family related shock is positively associated with the participation in micro health insurance schemes under study. There is strong evidence that microinsurance has not yet succeeded in proportionately reaching the most vulnerable households. Notably, education of the household head is a strong determinant of microinsurance participation.en
dc.language.isoengen
dc.publisher|aInstitute for the Study of Labor (IZA) |cBonnen
dc.relation.ispartofseries|aIZA Discussion Papers |x5427en
dc.subject.jelG22en
dc.subject.jelO16en
dc.subject.jelR22en
dc.subject.ddc330en
dc.subject.keywordmicroinsuranceen
dc.subject.keywordhousehold behaviouren
dc.subject.keywordSri Lankaen
dc.subject.stwLebensversicherungen
dc.subject.stwKrankenversicherungen
dc.subject.stwMikrofinanzen
dc.subject.stwKonsumentenverhaltenen
dc.subject.stwFamilieen
dc.subject.stwSchocken
dc.subject.stwSchätzungen
dc.subject.stwSri Lankaen
dc.titleEnrolment in micro life and health insurance: Evidences from Sri Lanka-
dc.typeWorking Paperen
dc.identifier.ppn660911183en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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