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dc.contributor.authorNoth, Felixen
dc.contributor.authorSlotty, Constantinen
dc.contributor.authorHackethal, Andreasen
dc.date.accessioned2009-09-23-
dc.date.accessioned2010-08-19T12:32:29Z-
dc.date.available2010-08-19T12:32:29Z-
dc.date.issued2009-
dc.identifier.urihttp://hdl.handle.net/10419/39051-
dc.description.abstractThis paper investigates the impact of IT standardization on bank performance based on a panel of 457 German savings banks over the period from 1996 to 2006. We measure IT standardization as the fraction of IT expenses for centralized services over banks' total IT expenses. Bank efficiency, in turn, is measured by traditional accounting performance indicators as well as by cost and profit efficiencies that are estimated by a stochastic frontier approach. Our results suggest that IT standardization is conducive to cost efficiency. The relation is positive and robust for small and medium-sized banks but vanishes for very large banks. Furthermore, our study confirms the often cited computer paradox by showing that total IT expenditures negatively impact cost efficiency and have no influence on bank profits. To the best of our knowledge, this paper is first to empirically explore whether IT standardization enhances efficiency by employing genuine data of banks' IT expenditures.en
dc.language.isoengen
dc.publisher|aJohann Wolfgang Goethe-Universität Frankfurt am Main, Fachbereich Wirtschaftswissenschaften |cFrankfurt a. M.en
dc.relation.ispartofseries|aWorking Paper Series: Finance & Accounting |x204en
dc.subject.jelC23en
dc.subject.jelG21en
dc.subject.ddc330en
dc.subject.keywordIT standardizationen
dc.subject.keywordcost and profit efficiencyen
dc.subject.keywordsavings banksen
dc.subject.stwBankautomationen
dc.subject.stwNormungen
dc.subject.stwSparkasseen
dc.subject.stwUnternehmensentwicklungen
dc.subject.stwWirtschaftliche Effizienzen
dc.subject.stwKostenen
dc.subject.stwGewinnen
dc.subject.stwDeutschlanden
dc.titleDoes IT standardization help to boost cost and profit efficiency? Empirical evidence from German savings banks-
dc.typeWorking Paperen
dc.identifier.ppn609306081en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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