Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/37182 
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dc.contributor.authorWuppermann, Amelie C.en
dc.date.accessioned2010-08-11T09:04:52Z-
dc.date.available2010-08-11T09:04:52Z-
dc.date.issued2010-
dc.identifier.urihttp://hdl.handle.net/10419/37182-
dc.description.abstractEconomic theory stresses the importance of adverse selection in competitive insurance markets. The empirical evidence for adverse selection in different health-related insurance markets, however, is mixed. This study evaluates whether different degrees of private information left after different underwriting processes could explain these findings. The analysis uses data from the English Longitudinal Study of Ageing, one of the rare longitudinal data sets with objectively measured health information. Using self-rated health as a proxy for private information this study finds that thorough underwriting eliminates private information on health risks and thus the scope for adverse selection in life and health insurance.en
dc.language.isoengen
dc.publisher|aVerein für Socialpolitik |cFrankfurt a. M.en
dc.relation.ispartofseries|aBeiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Economic Aspects of Health |xB18-V4en
dc.subject.jelI10en
dc.subject.jelD82en
dc.subject.jelC33en
dc.subject.ddc330en
dc.subject.keywordELSAen
dc.subject.keywordself-rated healthen
dc.subject.keywordadverse selectionen
dc.subject.keywordobjective health measuresen
dc.titleDo I know more than my body can tell? An Empirical Analysis of Private Information-
dc.typeConference Paperen
dc.identifier.ppn65490457Xen
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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