Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/313437 
Autor:innen: 
Erscheinungsjahr: 
2020
Quellenangabe: 
[Journal:] Journal of Banking and Financial Economics (JBFE) [ISSN:] 2353-6845 [Issue:] 13 [Year:] 2020 [Pages:] 51-69
Verlag: 
University of Warsaw, Faculty of Management, Warsaw
Zusammenfassung: 
In today's technology-driven world-economy, banking-services have been modernized where customers compete for comparative time-saving-options. Bangladesh, a developing country, is no exception. Besides traditional banking, Agent-banking, bKash, Western-Union etc. serve new-way financial-services. But, in 21st-Century business-mentality era, many factors are unpredictable. Strict laws & application can marginalize the magnitudes of Perceived-risk where developed countries are ahead of developing countries. But it does not guarantee risk-free digital-transaction where developing countries are vulnerable. It might have led a slower growth of digital-banking in countries like Bangladesh. Dealing with determinant Perceived-risk, current author proposed Voluntary-Insurance policy (Rahman, 2018) that deserves to be scrutinized. Using Factor Analysis and Hypothesis Testing on customers' opinions helps identifying factors that have undermined the growth-trend of bank-led digital. Attributes "Phone call confirmation" has influenced customer's preference using bKash. "No transaction fee" has influenced using bank-led digital. Addressing risk-factors, Voluntary-Insurance in place can ensure secured digital-banking that can enhance growth of usages digital-banking.
Schlagwörter: 
Bank-led digital
digital-transaction
bKash
Voluntary Insurance
digital-banking
percived risk-factor
JEL: 
C0
C1
C4
D0
D1
D9
Persistent Identifier der Erstveröffentlichung: 
Creative-Commons-Lizenz: 
cc-by-nc-nd Logo
Dokumentart: 
Article

Datei(en):
Datei
Größe
748.45 kB





Publikationen in EconStor sind urheberrechtlich geschützt.