Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/280888 
Year of Publication: 
2022
Series/Report no.: 
PIDS Discussion Paper Series No. 2022-15
Publisher: 
Philippine Institute for Development Studies (PIDS), Quezon City
Abstract: 
Using a gender lens, this paper takes stock of economic relief measures that aim to foster the resilience of micro, small, and medium enterprises (MSMEs) to COVID-19. It does so by analyzing results from an online survey of MSMEs and by coming up with a definition of women-owned/led MSMEs (WMSMEs). The paper notes that a larger percentage of WMSMEs (1) find the lack of working capital, disruptions in the production/supply chain/business networks, a decline in domestic demand, and the lack of finances for digitization to be major obstacles; (2) find the lack of collateral/guarantee, high interest rates, and high repayment risks due to market uncertainties to be key challenges in accessing finance; (3) find the increasing cost of inputs, changing business strategies to offer alternative products and services, and reduced opportunities to meet new clients to be key general challenges; (4) have applied and received government support for training on digitization and online selling; programs related to business advisory, business/product development, marketing, financial literacy training, and mentoring/coaching programs; support to adopt digital technologies; and market access programs; and (5) find the support for digitization and the technical assistance to be substantially useful. [...]
Subjects: 
Women-owned/led MSME
Men-owned/led MSME
COVID-19 MSME policy responses
Document Type: 
Working Paper

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