Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/257371
Authors: 
Hung Van Vu
Huong Ho
Year of Publication: 
2022
Citation: 
[Journal:] Economies [ISSN:] 2227-7099 [Volume:] 10 [Issue:] 1 [Article No.:] 8 [Publisher:] MDPI [Place:] Basel [Year:] 2022 [Pages:] 1-11
Publisher: 
MDPI, Basel
Abstract: 
Credit is considered as an essential tool to make informal labor's income better. In order to improve quality of their life, the state should have some supports them in credit access. This study analyzes factors causing credit access of informal labors to be changed in the time of COVID-19 pandemic. Using survey data collected from 2020 VHSSL (2019-2020), this approach has two models including a binary logit model and a multinomial logit model (MLM). The results revealed that the positive factors including education, material, collateral, credit size, credit source, credit debt which are likely to affect to credit access, however age, family size, ethnicity, interest, paid money are negative. Besides, it also concludes that quality of life of informal labor is considerably influenced by credit access, collateral, credit source, credit debt from the observed samples. Additionally, this paper recommends some policies to enhance informal labor's access to credit and their quality of life.
Subjects: 
credit access
informal labor
quality of life
rural
urban
Persistent Identifier of the first edition: 
Creative Commons License: 
cc-by Logo
Document Type: 
Article

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