Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/23689
Authors: 
Maurer, Klaus
Khadka, Shyam
Seibel, Hans Dieter
Year of Publication: 
2000
Series/Report no.: 
Working paper / University of Cologne, Development Research Center 2000,3
Abstract: 
The Bank for Agriculture and Agricultural Cooperatives (BAAC) in Thailand has gone through four major phases of reform: 1966-74, laying the foundation for individual lending to farmers through joint liability groups; 1975-87, expanding its lending operations through access to commercial bank and donor funds and consolidating its operations by reducing loan channeling through cooperatives; 1988-96, striving for viability and self-reliance, under conditions of controlled interest rates, through savings mobilization, improved loan recovery and increased staff productivity; since 1997, adjusting to prudential regulation by the central bank and diversifying into non-agricultural lending. The result of gradual reform has been the largest outreach by any Agricultural Development Bank: 88% of farm households in Thailand, combined with institutional viability.
Document Type: 
Working Paper

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