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Erscheinungsjahr: 
2020
Schriftenreihe/Nr.: 
AGDI Working Paper No. WP/20/057
Verlag: 
African Governance and Development Institute (AGDI), Yaoundé
Zusammenfassung: 
In this study, we assess the relevance of decreasing information asymmetry on life and nonlife insurance consumption, by using data from 48 African countries during the period 2004-2014. Reduced information asymmetry is proxied by information sharing offices, namely: public credit registries and private credit bureaus. The empirical evidence is based on the Generalised Method of Moments. The findings show that information sharing offices increase insurance consumption with a comparatively higher magnitude in life insurance penetration, relative to non-life insurance penetration. Practical and theoretical implications are discussed.
Schlagwörter: 
Insurance
Information Asymmetry
JEL: 
I30
G20
G22
O16
O55
Dokumentart: 
Working Paper

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