Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/226644 
Year of Publication: 
2016
Series/Report no.: 
I.VW HSG Schriftenreihe No. 59
Publisher: 
Verlag Institut für Versicherungswirtschaft der Universität St. Gallen, St. Gallen
Abstract: 
This study is the first systematic discussion of potential risk transfer options for cyber risks. We compare several risk transfer options, including insurance, reinsurance and alternative risk transfer. Moreover, we discuss the potential role of the government and the capacity of insurance pools to improve insurability. On the methodological side, we rely on both qualitative and quantitative analyses to justify our conclusions. We use Berliner’s insurability framework and expected utility analysis of different cyber specific scenarios. We then compare our theoretical findings with the opinions of market participants in an empirical study.
ISBN: 
978-3-7297-2006-0
Document Type: 
Research Report

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