Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/203704 
Erscheinungsjahr: 
2019
Schriftenreihe/Nr.: 
Working Paper No. 370
Verlag: 
Indian Council for Research on International Economic Relations (ICRIER), New Delhi
Zusammenfassung: 
Financial inclusion or access to financial services, is a major development goal for all nations across the globe. Financial inclusion does not concern only "access, but also the "use"" of financial services. This paper examines the loan taking behavior of individuals based on survey of 844 individuals across five cities in India. Probit regression has been used to ascertain the role of various socio-economic factors in affecting the loan taking behavior. The results indicate that the probability of taking a loan increases with the probability of owning a house and if a person is employed and has a bank account.
Schlagwörter: 
Financial inclusion
household finance
financial literacy
India
JEL: 
D14
G20
G21
G41
O17
Dokumentart: 
Working Paper

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