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dc.contributor.authorBertola, Giuseppeen
dc.contributor.authorKoeniger, Winfrieden
dc.date.accessioned2011-05-24-
dc.date.accessioned2011-06-28T13:57:11Z-
dc.date.available2011-06-28T13:57:11Z-
dc.date.issued2010-
dc.identifier.urihttp://hdl.handle.net/10419/46181-
dc.description.abstractWe characterize how public insurance schemes are constrained by hidden financial transactions. When non-exclusive private insurance entails increasing unit transaction costs, public transfers are only partly offset by hidden private transactions, and can influence consumption allocation. We show that efficient transfer schemes should take into account the impact of insurance on unobservable effort and saving choices as well as the relative cost of public and private insurance technologies. We provide suggestive evidence for the empirical relevance of these results by inspecting the cross-country relationship between available indicators of insurance transaction costs and variation in public and private insurance.en
dc.language.isoengen
dc.publisher|aInstitute for the Study of Labor (IZA) |cBonnen
dc.relation.ispartofseries|aIZA Discussion Papers |x5201en
dc.subject.jelE21en
dc.subject.jelD82en
dc.subject.jelH21en
dc.subject.jelG22en
dc.subject.ddc330en
dc.subject.keywordpublic transfersen
dc.subject.keywordprivate insuranceen
dc.subject.keywordmoral hazarden
dc.subject.keywordtransaction costsen
dc.subject.stwPrivatversicherungen
dc.subject.stwVersicherungen
dc.subject.stwTransaktionskostenen
dc.subject.stwMoral Hazarden
dc.subject.stwÖffentlicher Transferen
dc.subject.stwTheorieen
dc.titlePublic and private insurance with costly transactions-
dc.typeWorking Paperen
dc.identifier.ppn659479540en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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