Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/173611 
Year of Publication: 
2017
Series/Report no.: 
AGDI Working Paper No. WP/17/005
Publisher: 
African Governance and Development Institute (AGDI), Yaoundé
Abstract: 
This study assesses the role of information sharing in financialization (or coexistence of financial sub-systems) for financial access. The empirical evidence is based on contemporary and non-contemporary Fixed Effects and Quantile regressions on 53 African countries for the period 2004-2011. The positive complementarity of information sharing offices (ISOs) and financial formalization is an increasing function of financial activity (or access to credit) whereas the negative complementarity of ISOs and financial informalization is a decreasing function of financial activity. In order to leverage on the synergy between ISO and financial formalization for enhanced financial access, some policy measures are proposed.
Subjects: 
Information Asymmetry
Financialization
Financial Access
JEL: 
G20
G29
L96
O40
O55
Document Type: 
Working Paper

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