Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/257908 
Erscheinungsjahr: 
2019
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[Journal:] Risks [ISSN:] 2227-9091 [Volume:] 7 [Issue:] 2 [Article No.:] 70 [Publisher:] MDPI [Place:] Basel [Year:] 2019 [Pages:] 1-16
Verlag: 
MDPI, Basel
Zusammenfassung: 
XGBoost is recognized as an algorithm with exceptional predictive capacity. Models for a binary response indicating the existence of accident claims versus no claims can be used to identify the determinants of traffic accidents. This study compared the relative performances of logistic regression and XGBoost approaches for predicting the existence of accident claims using telematics data. The dataset contained information from an insurance company about the individuals' driving patterns-including total annual distance driven and percentage of total distance driven in urban areas. Our findings showed that logistic regression is a suitable model given its interpretability and good predictive capacity. XGBoost requires numerous model-tuning procedures to match the predictive performance of the logistic regression model and greater effort as regards to interpretation.
Schlagwörter: 
dichotomous response
predictive model
tree boosting
GLM
machine learning
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