Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/91517 
Erscheinungsjahr: 
2012
Schriftenreihe/Nr.: 
IFS Working Papers No. W12/15
Verlag: 
Institute for Fiscal Studies (IFS), London
Zusammenfassung: 
We use an RCT to analyse the impact of microcredit on poverty reduction in Bosnia. The study population are loan applicants that would normally have just been rejected based on regular screening. We find that access to credit allowed borrowers to start and expand small-scale businesses. Households that already had a business and where the borrower had more education ran down their savings, presumably to complement the loan and to achieve the minimum amount necessary to expand their business. In less-educated households, however, consumption went down. A key new result is that there was a substantial increase in the labor supply of young adults (16-19 year olds). This was accompanied by a reduction in school attendance.
Schlagwörter: 
Microfinance
liquidity constraints
human capital
randomized controlled trial
JEL: 
O16
G21
D21
I32
Persistent Identifier der Erstveröffentlichung: 
Dokumentart: 
Working Paper

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