Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/90001
Authors: 
Annim, Samuel
Arun, Thankom
Year of Publication: 
2013
Series/Report no.: 
IZA Discussion Paper 7688
Abstract: 
This paper examines the gender gaps in the use of higher-order financial services such as investment and insurance, draws on the FinMark national-level data from Ghana and South Africa. The main observation is that females in South Africa are more likely to use general financial and investment products than in Ghana. The results also reveal that in Ghana, a substantial part of the gender differentials in the use of financial services can be attributed to unobserved characteristics, mostly related to attitude and perceptions that inhibit women's use of financial services.
Subjects: 
gender gaps
types and levels of access to finance
Ghana and South Africa
JEL: 
G21
J16
Document Type: 
Working Paper

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