Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/89031
Authors: 
Martins, Bruno
Lundberg, Eduardo
Takeda, Tony
Year of Publication: 
2011
Series/Report no.: 
IDB Working Paper Series IDB-WP-269
Abstract: 
Despite a recent expansion in housing finance, Brazil still faces a severe housing shortage, especially among lower-income people, and it is important to examine the development, limitations and prospects of the country`s housing finance market. This paper investigates the recent evolution of that market in Brazil, focusing on whether the current expansion in mortgage lending is the result of institutional and economic improvements favoring economic stability and compliance with contractual obligations or is merely an effect of the higher level of housing loans imposed by the government on financial institutions. Different explanations are found for private and public institutions.
JEL: 
D23
N97
R21
R31
R38
Document Type: 
Working Paper

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