Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/85175
Authors: 
Lehmann, Erik
Neuberger, Doris
Year of Publication: 
2000
Series/Report no.: 
CoFE Discussion Paper 00/04
Abstract: 
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank-based financial system of Germany. So far, they have been mainly described by the notion of a housebank and transactional features of long-term bank-customer relationships. In contrast, the present paper also considers interactional variables which try to measure social relations between loan officer and firm manager. Using bank survey data, the relationship and interaction variables prove to affect loan prices, collateral requirements and credit availability.
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

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