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Jacobsen, Johan Gustav Kaas
Nielsen, Søren Truels
Year of Publication: 
Series/Report no.: 
Danmarks Nationalbank Working Papers No. 74
Abstract (Translated): 
In Denmark the most frequent means of payment are cash and dankort. A survey study of Danish payment behaviour reveals that older citizens as well as low-income groups in particular prefer cash. A recent change in Danish surcharge regulation permits retailers to charge a fee when receiving credit card payments, but not when receiving debit card, including dankort, payments. A statistical analysis of Danish payment patterns indicate that such a change will not incite more people to pay in cash.
Document Type: 
Working Paper

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