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Autor:innen: 
Erscheinungsjahr: 
2012
Schriftenreihe/Nr.: 
ifo Working Paper No. 128
Verlag: 
ifo Institute - Leibniz Institute for Economic Research at the University of Munich, Munich
Zusammenfassung: 
In this paper we analyze the impact of the expectations about future labor income on thesaving behavior of German households. We measure expectations on an individual basisinstead of generalized risk measures as it is common in existing studies. We use aunique panel data set on household savings. We find that that a higher unemploymentexpectation significantly decreases savings. However, we are not able to identify asignificant relationship between general future income expectations and savings. Moreover,we find that good health expectations increase savings in Western Germany, butdecrease the savings in Eastern Germany.
Schlagwörter: 
Income expectations
unemployment expectations
health expectations
saving behavior
savings
JEL: 
D12
D14
D31
D84
D91
Dokumentart: 
Working Paper

Datei(en):
Datei
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