Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/71667
Authors: 
Kyyrä, Tomi
Tuomala, Juha
Year of Publication: 
2013
Series/Report no.: 
Discussion Paper Series, Forschungsinstitut zur Zukunft der Arbeit 7344
Abstract: 
This study explores whether the experience rating of employers' disability insurance premiums affects the inflow of older employees to disability benefits in Finland. To identify the causal effect of experience rating, we exploit a pension reform that extended the coverage of the experience-rated premiums. The results show that a new disability benefit claim can cause substantial cost to the former employer through an increased premium. Nonetheless, we find no evidence of the significant effects of experience rating on the disability inflow. The lack of the behavioral effects may be due to the complexity of experience rating calculations and/or limited employer awareness.
Subjects: 
experience rating
disability insurance
early retirement
JEL: 
J14
J26
H32
Document Type: 
Working Paper

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