Please use this identifier to cite or link to this item:
Gates, Susan M.
Karaca-Mandic, Pinar
Burgdorf, James R.
Kapur, Kanika
Year of Publication: 
Series/Report no.: 
Working Paper Series, UCD Centre for Economic Research 09/25
A combination of high deductible health plans (HDHPs) and health savings accounts (HSAs) holds promise for expanding health insurance for small firms. We provide information on HSA take-up and shopping behavior from a 2008 survey of female small business owners, revealing that the HSA marketplace can be confusing for small firms. HSAs may have expanded access to health insurance for the smallest firms (under three employees), but not for small firms more generally. A sizable number of firms offering HSA-eligible insurance did not offer attached HSAs. Firms offering HSAs were satisfied with their experiences, but faced challenges in implementing them.
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

Files in This Item:
230.54 kB

Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.