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Arango, Carlos
Welte, Angelika
Year of Publication: 
Series/Report no.: 
Bank of Canada Discussion Paper 2012-6
The authors present the methodology and main findings of the Bank of Canada's 2009 Methods-of-Payment survey, a detailed investigation of consumer payment behaviour in Canada. The survey targeted the 18- to 75-year-old Canadian resident population. During November 2009, participants answered a questionnaire about their demographics, personal finance, and payment instrument habits and perceptions. Of the 6,868 questionnaire respondents, about half also completed a 3-day shopping diary, recording close to 16,000 shopping transactions. The survey gives a detailed account of Canadians' cash management habits and payment instrument choices and provides important clues into the reasons why Canadians pay the way they do.
Bank notes
Payment, clearing, and settlement systems
Financial services
Document Type: 
Working Paper
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