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dc.contributor.authorLee, Donghoonen_US
dc.contributor.authorvan der Klaauw, Wilberten_US
dc.description.abstractIn this paper, we introduce the FRBNY Consumer Credit Panel, a new longitudinal database with detailed information on consumer debt and credit. The panel uses a unique sample design and information derived from consumer credit reports to track individuals' and households' access to and use of credit at a quarterly frequency. In any given quarter ranging from the first quarter of 1999 to the present, the panel can be used to compute nationally representative estimates of the levels and changes in various aspects of individual and household liabilities. In addition to describing the sample design, the use of sample weights, and the credit report information included in the database, we provide some comparisons of population statistics and consumer debt estimates derived from our panel with those based on data from the American Community Survey and the Flow of Funds Accounts of the United States.en_US
dc.publisher|aFederal Reserve Bank of New York |cNew York, NYen_US
dc.relation.ispartofseries|aStaff Report, Federal Reserve Bank of New York |x479en_US
dc.subject.keywordHousehold crediten_US
dc.subject.keywordconsumer debten_US
dc.subject.keywordmortgage liabilitiesen_US
dc.subject.keywordpanel dataen_US
dc.titleAn introduction to the FRBNY consumer credit panelen_US
dc.typeWorking Paperen_US

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