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dc.contributor.authorKarlan, Deanen
dc.contributor.authorMcConnell, Margareten
dc.contributor.authorMullainathan, Sendhilen
dc.contributor.authorZinman, Jonathanen
dc.date.accessioned2012-06-20T13:14:50Z-
dc.date.available2012-06-20T13:14:50Z-
dc.date.issued2010-
dc.identifier.urihttp://hdl.handle.net/10419/59142-
dc.description.abstractWe develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders.en
dc.language.isoengen
dc.publisher|aYale University, Economic Growth Center |cNew Haven, CTen
dc.relation.ispartofseries|aCenter Discussion Paper |x988en
dc.subject.jelD91en
dc.subject.jelE21en
dc.subject.ddc330en
dc.subject.keywordintertemporal consumer choiceen
dc.subject.keywordsavingsen
dc.subject.keywordattentionen
dc.titleGetting to the top of mind: How reminders increase saving-
dc.typeWorking Paperen
dc.identifier.ppn635956268en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen
dc.identifier.repecRePEc:egc:wpaper:988en

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