Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/59142
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dc.contributor.authorKarlan, Deanen_US
dc.contributor.authorMcConnell, Margareten_US
dc.contributor.authorMullainathan, Sendhilen_US
dc.contributor.authorZinman, Jonathanen_US
dc.date.accessioned2012-06-20T13:14:50Z-
dc.date.available2012-06-20T13:14:50Z-
dc.date.issued2010en_US
dc.identifier.urihttp://hdl.handle.net/10419/59142-
dc.description.abstractWe develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders.en_US
dc.language.isoengen_US
dc.publisher|aYale Univ., Economic Growth Center |cNew Haven, Conn.en_US
dc.relation.ispartofseries|aCenter Discussion Paper, Economic Growth Center |x988en_US
dc.subject.jelD91en_US
dc.subject.jelE21en_US
dc.subject.ddc330en_US
dc.subject.keywordintertemporal consumer choiceen_US
dc.subject.keywordsavingsen_US
dc.subject.keywordattentionen_US
dc.titleGetting to the top of mind: How reminders increase savingen_US
dc.typeWorking Paperen_US
dc.identifier.ppn635956268en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US

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