Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: http://hdl.handle.net/10419/59142
Autoren: 
Karlan, Dean
McConnell, Margaret
Mullainathan, Sendhil
Zinman, Jonathan
Datum: 
2010
Schriftenreihe/Nr.: 
Center Discussion Paper No. 988
Zusammenfassung: 
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders.
Schlagwörter: 
intertemporal consumer choice
savings
attention
JEL: 
D91
E21
Dokumentart: 
Working Paper

Datei(en):
Datei
Größe
786.89 kB





Publikationen in EconStor sind urheberrechtlich geschützt.