Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/56842 
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dc.contributor.authorGiannetti, Caterinaen
dc.contributor.authorJentzsch, Nicolaen
dc.date.accessioned2011-07-18-
dc.date.accessioned2012-04-11T09:29:25Z-
dc.date.available2012-04-11T09:29:25Z-
dc.date.issued2011-
dc.identifier.urihttp://hdl.handle.net/10419/56842-
dc.description.abstractCredit reporting systems are an important ingredient for financial markets. These systems are based upon the unique identification of borrowers, which is enabled if a compulsory identification system exists in a country. We present evidence derived from difference-in-difference analyses on the impact of the interplay of credit reporting and identification systems on financial access and intermediation in 172 countries during years of 2000 to 2008. Our results suggest that the introduction of an identification system has a positive effect on financial intermediation (bank credit to deposits) and financial access (private credit to GDP), especially in countries where there is also a credit reporting system. This effect exists net of other country characteristics.en
dc.language.isoengen
dc.publisher|aFriedrich Schiller University Jena and Max Planck Institute of Economics |cJenaen
dc.relation.ispartofseries|aJena Economic Research Papers |x2011,031en
dc.subject.jelG21en
dc.subject.jelO12en
dc.subject.jelO16en
dc.subject.ddc330en
dc.subject.keywordcredit marketsen
dc.subject.keywordinformation asymmetriesen
dc.subject.keywordidentificationen
dc.subject.stwKreditmarkten
dc.subject.stwAsymmetrische Informationen
dc.subject.stwAuskunfteien
dc.subject.stwFinanzintermediären
dc.subject.stwSchätzungen
dc.subject.stwWelten
dc.titleCredit Reporting, Access to Finance and Identification Systems: International Evidence-
dc.typeWorking Paperen
dc.identifier.ppn664330169en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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