Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/54215 
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dc.contributor.authorSchiller, Jörgen
dc.date.accessioned2011-12-20-
dc.date.accessioned2012-01-06T10:35:21Z-
dc.date.available2012-01-06T10:35:21Z-
dc.date.issued2002-
dc.identifier.urihttp://hdl.handle.net/10419/54215-
dc.description.abstractThe purpose of this paper is to characterize the impact of fraud detection systems on the auditing procedure and the equilibrium insurance contract, when a policyholder can report a loss that never occurred. Insurers can only detect fraudulent claims through a costly audit (costly state verification). With fraud detection system insurers can depend their audit on the signal of the system and auditing becomes more effective. This paper presents conditions under which insurance fraud and the resulting welfare losses can be reduced by the implementation of a costly fraud detection system that is supplied by an external third party.en
dc.language.isoengen
dc.publisher|aHamburg University, Institute for Risk and Insurance |cHamburgen
dc.relation.ispartofseries|aWorking Papers on Risk and Insurance |x8en
dc.subject.jelD82en
dc.subject.jelG22en
dc.subject.ddc330en
dc.subject.keywordinsurance frauden
dc.subject.keywordauditingen
dc.subject.keyworddetection systemen
dc.titleThe impact of insurance fraud detection systems-
dc.typeWorking Paperen
dc.identifier.ppn680207783en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen
dc.identifier.repecRePEc:zbw:hzvwps:8en

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