Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/54215
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dc.contributor.authorSchiller, Jörgen_US
dc.date.accessioned2011-12-20en_US
dc.date.accessioned2012-01-06T10:35:21Z-
dc.date.available2012-01-06T10:35:21Z-
dc.date.issued2002en_US
dc.identifier.urihttp://hdl.handle.net/10419/54215-
dc.description.abstractThe purpose of this paper is to characterize the impact of fraud detection systems on the auditing procedure and the equilibrium insurance contract, when a policyholder can report a loss that never occurred. Insurers can only detect fraudulent claims through a costly audit (costly state verification). With fraud detection system insurers can depend their audit on the signal of the system and auditing becomes more effective. This paper presents conditions under which insurance fraud and the resulting welfare losses can be reduced by the implementation of a costly fraud detection system that is supplied by an external third party.en
dc.language.isoengen_US
dc.publisher|aUniv., Institut für Versicherungsbetriebslehre |cHamburgen_US
dc.relation.ispartofseries|aWorking Papers on Risk and Insurance |x8en_US
dc.subject.jelD82en_US
dc.subject.jelG22en_US
dc.subject.ddc330en_US
dc.subject.keywordinsurance frauden_US
dc.subject.keywordauditingen_US
dc.subject.keyworddetection systemen_US
dc.titleThe impact of insurance fraud detection systemsen_US
dc.typeWorking Paperen_US
dc.identifier.ppn680207783en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
dc.identifier.repecRePEc:zbw:hzvwps:8-

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