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dc.contributor.authorMäättänen, Nikuen_US
dc.contributor.authorValkonen, Tarmoen_US
dc.description.abstractWe study old age care expenditures and means to prepare for them. The expected size of the expenditures is described both from the point of view of individuals and the municipalities who provide the services. We use a numerical stochastic life cycle model to research how much various individuals would benefit from a possibility to buy a long term care insurance policy in stead of using private saving to cover the uncertain expenditures. In addition, the influence of customer fees and vouchers on the value of the long term care insurance is analyzed.en_US
dc.publisher|aElinkeinoelämän Tutkimuslaitos |cHelsinkien_US
dc.relation.ispartofseries|aETLA discussion paper |x1223en_US
dc.titleHoivavakuutuksen tarve ja arvo erilaisille kotitalouksilleen_US
dc.typeWorking Paperen_US

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