Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/37218 
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dc.contributor.authorGrunow, Martinaen
dc.contributor.authorNuscheler, Roberten
dc.date.accessioned2010-08-11T09:03:49Z-
dc.date.available2010-08-11T09:03:49Z-
dc.date.issued2010-
dc.identifier.urihttp://hdl.handle.net/10419/37218-
dc.description.abstractWhile risk selection within the German public health insurance system has received considerable attention, risk selection between public and private health insurers has largely been ignored. This is surprising since - given the institutional structure - risk selection between systems is likely to be more pronounced. We find clear evidence for risk selection in favour of private insurers. While private insurers are unable to select the healthy upon enrolment they manage to dump high risk individuals who then end up in the public system. This gives private insurers an unjustified competitive advantage vis-à-vis public insurers. A risk adjusted compensation would mitigate this advantage.en
dc.language.isoengen
dc.publisher|aVerein für Socialpolitik |cFrankfurt a. M.en
dc.relation.ispartofseries|aBeiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Health Insurance |xC18-V1en
dc.subject.jelI10en
dc.subject.jelI18en
dc.subject.jelC23en
dc.subject.ddc330en
dc.subject.keywordRisk Selectionen
dc.subject.keywordPublic and Private Health Insuranceen
dc.subject.keywordRisk Adjustmenten
dc.titlePublic and Private Health Insurance in Germany: The Ignored Risk Selection Problem-
dc.typeConference Paperen
dc.identifier.ppn655157158en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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