Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/336323 
Erscheinungsjahr: 
2021
Quellenangabe: 
[Journal:] Latin American Journal of Central Banking (LAJCB) [ISSN:] 2666-1438 [Volume:] 2 [Issue:] 2 [Article No.:] 100030 [Year:] 2021 [Pages:] 1-10
Verlag: 
Elsevier, Amsterdam
Zusammenfassung: 
Dinero Electrónico was a mobile payment system developed by the Banco Central del Ecuador that allowed citizens to transfer USD balances in real-time from person to person using basic cell phones. The program operated between 2014 and 2018. Key drivers of the program were increasing financial inclusion and reducing the need for the central bank to hold and distribute large quantities of USD notes. We discuss reasons why the program was ultimately discontinued, including opposition to the program from private banks, and outline lessons learned.
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