Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/315926 
Year of Publication: 
2025
Series/Report no.: 
IDB Working Paper Series No. IDB-WP-1683
Publisher: 
Inter-American Development Bank (IDB), Washington, DC
Abstract: 
The functioning of the banking sector is key for economic growth. In this paper, we first gather banks' balance sheet monthly regulatory information in a consistent manner for seven Latin American countries. Second, we estimate lending markups and deposits markdowns in each country over time. Third, with the estimated markups and markdowns in the different countries we study how they relate with banks' profitability, the cost of credit, credit risk and credit supply. Finally, we explore whether there are differences in markups on lending rates and markdowns on deposit rates between international and domestic banks.
Subjects: 
Banking
Markups
Markdowns
Market concentration
Latin America
JEL: 
E44
L11
L16
G21
Persistent Identifier of the first edition: 
Creative Commons License: 
cc-by Logo
Document Type: 
Working Paper

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