Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/307361 
Year of Publication: 
2024
Series/Report no.: 
CESifo Working Paper No. 11431
Publisher: 
CESifo GmbH, Munich
Abstract: 
We study the effects of scaling up a financial- and business education program in a randomized saturation experiment in Uganda. We randomly assign the program at the cluster-level, and then randomize the share of treated individuals within treated clusters. 15 months later, we find that treated entrepreneurs are more likely to use mobile money savings accounts and payments, increase their mobile money and bank savings at the intensive and extensive margins, and invest more. We find little evidence of spillovers on untreated peers, but as the share of treated entrepreneurs increases, beneficial effects on the treated decline.
Subjects: 
scaling
business training
financial literacy
micro-entrepreneurs
mobile money
spillover effects
saturation effects
JEL: 
C93
D14
G53
O12
Document Type: 
Working Paper
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