Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/30578 
Kompletter Metadatensatz
Erscheint in der Sammlung:
DublinCore-FeldWertSprache
dc.contributor.authorBinswanger, Johannesen
dc.contributor.authorSchunk, Danielen
dc.date.accessioned2010-01-27-
dc.date.accessioned2010-05-14T08:22:49Z-
dc.date.available2010-05-14T08:22:49Z-
dc.date.issued2009-
dc.identifier.urihttp://hdl.handle.net/10419/30578-
dc.description.abstractMany economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design of saving incentives and pension systems. We address this question with a randomized survey design, individually tailored to each respondent’s financial situation, and conducted both in the U.S. and the Netherlands. Key findings include the following. Adequate levels of retirement spending exceed 80 percent of working life spending for a majority of respondents. Minimum acceptable replacement rates depend strongly on income. Households in the Netherlands are much more risk averse than U.S. households.en
dc.language.isoengen
dc.publisher|aCenter for Economic Studies and ifo Institute (CESifo) |cMunichen
dc.relation.ispartofseries|aCESifo Working Paper |x2893en
dc.subject.jelD91en
dc.subject.jelH55en
dc.subject.ddc330en
dc.subject.keywordlife cycle preferencesen
dc.subject.keywordpension reformen
dc.subject.keywordreplacement ratesen
dc.subject.keywordretirement savingen
dc.subject.keywordcross-country survey studiesen
dc.titleWhat is an adequate standard of living during retirement?-
dc.typeWorking Paperen
dc.identifier.ppn617262659en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

Datei(en):
Datei
Größe
294.71 kB





Publikationen in EconStor sind urheberrechtlich geschützt.