Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/298268 
Erscheinungsjahr: 
2023
Schriftenreihe/Nr.: 
AGDI Working Paper No. WP/23/070
Verlag: 
African Governance and Development Institute (AGDI), Yaoundé
Zusammenfassung: 
Recent and ongoing advancements in the field of ICT have led to the introduction of increasingly diversified financial products, and their use is improving people's level of financial knowledge and skills. This article aims at assessing the effect of Fintech on the level of financial literacy of small business' managers in Cameroon. To this end, information was gathered using a questionnaire from 209 small business managers in Cameroon. Descriptive statistics, Principal Component Analysis (PCA), and multiple linear regression are used. Results lead to two main conclusions. On the one hand, unlike knowledge of their existence, the frequency of use of Fintech tools is better able to contribute to improving financial literacy levels overall. On the other hand, specifically, this result is more important when it comes to competence and self-confidence in managing financial affairs. As a result, increasing the utilization of financial technology instruments in companies is imperative for efficiency.
Schlagwörter: 
Financial Skill
Financial Knowledge
Financial literacy
Fintech
Small business
JEL: 
G53
M2
O33
Dokumentart: 
Working Paper

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