Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/280566 
Year of Publication: 
2017
Series/Report no.: 
AEI Economics Working Paper No. 2017-13
Version Description: 
Updated October 2017
Publisher: 
American Enterprise Institute (AEI), Washington, DC
Abstract: 
More than half of U.S. states are working to establish programs what would automatically enrollment in Individual Retirement Accounts (IRAs) workers who are not offered a retirement plan by their employer. But the designers of state-run auto-IRA plans fail to consider three questions: Do the poor need to save more for retirement? Will state-run auto-IRA plans increase net household savings? And, after accounting for interactions with means-tested government transfer programs, will state-run auto-IRA plans make the poor better off? The answer to all three questions may be – no.
Subjects: 
Retirement
savings
IRA
JEL: 
A
Document Type: 
Working Paper

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